Privacy Policy

1. Information We Collect

1.1 Information You Provide

BankyCard does NOT collect, process, or store any personally identifiable information (PII). We do not require you to create an account, provide your name, email address, or any other personal information to use our service.

1.2 Generated Card Numbers

All card numbers are generated locally in your browser. These numbers:

• Are created using JavaScript algorithms running entirely on your device
• Are never transmitted to our servers
• Are never stored in any database
• Are not real payment card numbers and cannot be used for actual transactions
• Disappear when you close or refresh your browser (unless you save them locally)

1.3 Automatically Collected Information

We use Google Analytics to collect anonymous usage statistics. This includes:

• Pages visited and features used
• Time spent on the website
• Browser type and version
• Device type (mobile, tablet, desktop)
• Geographic location (country/city level only, based on IP address)
• Referral source (how you arrived at our website)
• Anonymous usage patterns and interactions

This data is collected anonymously and aggregated. Google Analytics uses cookies to track sessions, but does not collect personally identifiable information.

1.4 Local Storage

We may use your browser's local storage to save your preferences, such as:

• Selected card network (Visa, Mastercard, etc.)
• Preferred country or issuer selections
• Display preferences and settings

This data is stored only on your device and is never transmitted to our servers.

2. How We Use Your Information

The limited information we collect through Google Analytics is used solely to:

• Understand how visitors use BankyCard
• Identify which features are most popular
• Improve user experience and functionality
• Detect and fix technical issues
• Analyze traffic patterns and optimize performance
• Make informed decisions about feature development

We do NOT:

• Sell your data to third parties
• Use your data for advertising purposes
• Share your data with marketing companies
• Track you across other websites (beyond standard Google Analytics)
• Create user profiles or behavioral tracking beyond anonymous analytics

3. Cookies and Tracking Technologies

BankyCard uses cookies only through Google Analytics. These cookies:

• Are used to distinguish unique visitors
• Track session duration and user flow
• Do not store personally identifiable information
• Can be disabled in your browser settings

3.1 Managing Cookies

You can control cookies through your browser settings:

• Most browsers allow you to refuse or delete cookies
• You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on
• Disabling cookies will not affect the core functionality of BankyCard, as all card generation happens locally in your browser

4. Data Security

BankyCard takes data security seriously:

• No Financial Data: We do not process, store, or transmit any real financial information
• Local Processing: All card number generation happens in your browser, not on our servers
• HTTPS Encryption: Our website uses SSL/TLS encryption to protect data in transit
• Minimal Data Collection: We only collect what is necessary through Google Analytics
• No User Accounts: No passwords or authentication credentials are stored

5. Third-Party Services

BankyCard uses the following third-party service:

5.1 Google Analytics

We use Google Analytics to collect anonymous usage statistics. Google Analytics may:

• Use cookies to track visitor sessions
• Collect device and browser information
• Track geographic location at a country/city level

For more information about how Google uses data, please review Google's Privacy Policy.

5.2 No Other Third Parties

BankyCard does not integrate with any other third-party tracking, advertising, or analytics services. We do not:

• Use social media tracking pixels
• Integrate with advertising networks
• Share data with data brokers
• Use third-party marketing tools

6. Your Rights

Since BankyCard does not collect personally identifiable information, there is no personal data to access, modify, or delete. However, you have the following rights:

• Opt-out of Analytics: You can disable Google Analytics tracking using browser extensions or cookie settings
• Clear Local Data: You can clear locally stored preferences by clearing your browser's local storage
• Anonymous Usage: You can use BankyCard without any cookies by blocking them in your browser

7. Children's Privacy

BankyCard is not intended for use by children under the age of 18. We do not knowingly collect information from children. If you are under 18, please do not use this service.

8. International Users

BankyCard is accessible worldwide. By using our service, you acknowledge that:

• Your data (limited to anonymous analytics) may be processed in various countries
• Google Analytics may transfer data across borders as part of their service
• All generated card numbers remain on your device and are not transmitted internationally

9. Do Not Track

Some browsers have a "Do Not Track" (DNT) feature that signals websites that you do not want to be tracked. Currently, there is no industry standard for responding to DNT signals. BankyCard only uses Google Analytics for anonymous tracking, which you can disable independently of DNT settings.

10. Data Retention

Since BankyCard does not collect or store personal information:

• Generated card numbers are not retained on our servers (they never leave your browser)
• Google Analytics data is retained according to Google's data retention policies
• Local storage data persists until you clear it from your browser

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes:

• The "Last Updated" date at the top of this page will be revised
• Significant changes will be highlighted on our website
• Continued use of BankyCard after changes constitutes acceptance of the updated policy

We encourage you to review this Privacy Policy periodically.

12. Legal Compliance

We may disclose information if required by law or in response to valid legal requests from authorities, such as:

• Court orders or subpoenas
• Law enforcement investigations
• National security requirements

However, since we collect minimal data, there is typically very little information to disclose.

13. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through the information provided on our website.